Be Careful Where You’re Getting Your Credit Facts
Be Careful Where You’re Getting Your Credit Facts Credit Cards by John Ulzheimer Share Share Email Nothing drives me crazier than reading erroneous credit advice or education online from so called credit experts. The field in which I operate is not only highly technical but also has a direct impact on the financial bottom lines […]
How Your Credit Score Can Affect Employment Opportunities
How Your Credit Score Can Affect Employment Opportunities Credit Score by David B. Coulter Share Share Email It’s common knowledge that your credit score is a determining factor in securing a loan or mortgage, but did you know that a bad credit score can make your job hunt more difficult? When an employer does a […]
Treasure Your Home
Treasure Your Home Credit Cards by David B. Coulter Share Share Email From Renting to Owning There is no doubt that owning a dwelling of your own is the cornerstone of financial and emotional security. If you have not reached that point yet, it should certainly be your long-term goal. One question to ask yourself […]
What Does a Mortgage Do to Your Credit Score?
What Does a Mortgage Do to Your Credit Score? Credit Score by David B. Coulter Share Share Email One of the best financial decisions you can make is to purchase a home. Although the recent housing bubble reveals that buying a home can be risky, there are still many benefits to owning your dwelling. Particularly […]
4 Ways to Pay off Your Car Faster
4 Ways to Pay off Your Car Faster Credit for Beginners by David B. Coulter Share Share Email Perhaps the best ride you’ll ever take in your car is on the day it’s 100% yours. The quicker you can pay off your car, the sooner you can take the wheel with complete financial peace of […]
Is Your Employer Forcing You To Take Your Income On A Prepaid Debit Card? The CFPB Is About To Change That
Is Your Employer Forcing You To Take Your Income On A Prepaid Debit Card? The CFPB Is About To Change That Credit Cards by John Ulzheimer Share Share Email It’s almost inconceivable to believe but there are actually employers out there who are forcing their low wage, hourly employees to take their paychecks on prepaid […]
When Is It Okay To Close One Of Your Credit Cards?
When Is It Okay To Close One Of Your Credit Cards? Credit Cards by John Ulzheimer Share Share Email We’ve all heard the warnings…don’t close your old credit cards because your credit scores will go down! That warning is part truth and part myth. And, there are certainly times when you can safely close your […]
What Happens To Your Credit Report When You Die?
What Happens To Your Credit Report When You Die? Credit Cards by John Ulzheimer Share Share Email The topic of this article comes across almost like a stupid question. What happens to your credit report when you die? This guy on the left came to visit so who cares? You’re dead and I’m sure you’ve […]
How to Help Your Child Develop a Good Credit Score
How to Help Your Child Develop a Good Credit Score Credit Score by David B. Coulter Share Share Email We all want the best for our kids. One of the most valuable financial lessons you can teach your child is how to develop a great credit score. A high credit score can save someone tens […]
How To Lower Your Credit Card Interest Rate
How To Lower Your Credit Card Interest Rate Credit for Beginners by David B. Coulter Share Share Email With the average credit card interest rate at just over 14.5% in the US, making purchases or borrowing on plastic can be expensive. But if your annual percentage rate (APR) goes above average — bearing in mind […]