Can I Close On A Loan While My Credit Report is in Dispute?
Can I Close On A Loan While My Credit Report is in Dispute? Auto Loans by John Ulzheimer Share Share Email In what’s becoming a fairly common occurrence, consumers who have active credit report disputes are finding it hard to close on loans. Consumers have the right to challenge items on their credit reports with […]
How do lost or stolen credit cards impact my credit reports?
How do lost or stolen credit cards impact my credit reports? Credit Cards by John Ulzheimer Share Share Email When you determine that your credit card has been lost or stolen, the first thing you need to do is contact your credit card issuer and each of the three credit bureaus; Equifax, Experian and TransUnion. […]
The Current State of Credit Scoring
The Current State of Credit Scoring Credit Monitoring by David B. Coulter Share Share Email During a pandemic, understanding your credit score with the help of credit monitoring services is crucial. Not only can it impact whether or not you can lease a car to make it to your new job, but you’ll need a […]
How Credit Monitoring Services Can Help When Purchasing a Home
How Credit Monitoring Services Can Help When Purchasing a Home Credit for Beginners by David B. Coulter Share Share Email Purchasing a home is usually the largest financial decision of one’s lifetime. It’s complicated, time-consuming and requires a substantial financial outlay. Of course, an essential part of the homebuying process is obtaining a mortgage. Indeed, […]
Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring
Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring Credit Monitoring by Maria Shahid Share Share Email If you’ve ever applied for a loan or a line of credit, then you are likely to be familiar with credit monitoring services. You must be aware of the importance of your credit report and credit score, […]
What Does a Mortgage Do to Your Credit Score?
What Does a Mortgage Do to Your Credit Score? Credit Score by David B. Coulter Share Share Email One of the best financial decisions you can make is to purchase a home. Although the recent housing bubble reveals that buying a home can be risky, there are still many benefits to owning your dwelling. Particularly […]
How Identity Theft Insurance and Credit Monitoring Work Hand in Hand
How Identity Theft Insurance and Credit Monitoring Work Hand in Hand Credit Monitoring by Maria Shahid Share Share Email Protecting your identity on the internet is more critical than ever before. According to a recent report from Consumer Affairs, the Federal Trade Commission (FTC) processed more than 1.4 million identity fraud reports in 2018. With […]
Credit Union Growth Continues
Credit Union Growth Continues Auto Loans by John Ulzheimer Share Share Email Credit union growth has continued and Bank Transfer Day, November 5, 2011, wasn’t just a short lived event. The National Credit Union Administration (NCUA) compiled data from second quarter 2012 based on information from federal credit unions. NCUA is the independent federal agency […]
Going from good to great credit
Going from good to great credit Credit Report by David B. Coulter Share Share Email “How do I go from good to great credit?” This is a common question from those with a 700+ credit score and can’t figure out how to improve it. To go from good to great credit, you need to understand […]
What is A Credit Inquiry?
What is A Credit Inquiry? Credit Monitoring by John Ulzheimer Share Share Email What in the world is an inquiry? And, more importantly, why do they hurt my scores? And how are people who shop for the best rates protected from many inquiries? Let’s tackle these in order… The definition of a credit inquiry is […]