Can I Get Scammed Buying a Gift Card?
Can I Get Scammed Buying a Gift Card? Credit Monitoring by John Ulzheimer Share Share Email I got this question from a Facebook friend. It’s a great question considering we’re about the enter the holiday shopping season. If you have a question for me please submit it to me via Facebook or Twitter @johnulzheimer. Q: […]
Best Practices For Credit Card Use?
Best Practices For Credit Card Use? Credit Cards by John Ulzheimer Share Share Email The following are some best practices for consumers who are new to credit cards. This is, by no means, meant to be an exhaustive list of do’s and don’ts. But, these will help if you’re breaking in plastic for the first […]
Should I Use a Personal Loans to Pay off Credit Card Debt?
Should I Use a Personal Loans to Pay off Credit Card Debt? Auto Loans by John Ulzheimer Share Share Email I’ve been asked a thousand times what is the best way to get out of credit card debt. My first response is always, “write a big check.” And while that answer might sound absurd you’d […]
Here’s Why You Should Never Use A Debit Card When Traveling
Here’s Why You Should Never Use A Debit Card When Traveling Credit Cards by John Ulzheimer Share Share Email “John, I know you like credit cards more than you like debit cards. I don’t agree with you but that’s another argument for another day. You also talk about how it’s not smart to use a […]
What Is The Bluebird Card?
What Is The Bluebird Card? Credit Cards by John Ulzheimer Share Share Email American Express and Walmart have teamed up to offer a debit card with low fees and advanced capabilities. It is targeted to the consumer who wants advanced banking services without paying high fees. According to American Express and Walmart, this account is […]
I Haven’t Used My Credit Card In Years, Why Isn’t It Closed?
I Haven’t Used My Credit Card In Years, Why Isn’t It Closed? Credit Cards by John Ulzheimer Share Share Email Your credit card is not automatically closed, even if it hasn’t been used for a few years. Credit card companies really want your business, so they don’t usually close the account unless you can’t pay […]
A Week at The Beach…How I Chose The Credit Card I’ll Use
A Week at The Beach…How I Chose The Credit Card I’ll Use Credit Cards by John Ulzheimer Share Share Email Tomorrow we head out for a week and the beach and my bags are almost packed. When I leave tomorrow morning I’m going to have to decide which credit cards I want to take, and […]
How To Lower Your Credit Card Interest Rate
How To Lower Your Credit Card Interest Rate Credit for Beginners by David B. Coulter Share Share Email With the average credit card interest rate at just over 14.5% in the US, making purchases or borrowing on plastic can be expensive. But if your annual percentage rate (APR) goes above average — bearing in mind […]
Why Is My Boyfriend’s Credit Card On My Credit Reports?
Why Is My Boyfriend’s Credit Card On My Credit Reports? Credit Cards by John Ulzheimer Share Share Email The following question was submitted as a comment to one of my articles, via Facebook. “John, I have an error on my credit report and I need to get it corrected. My boyfriend’s credit card is on […]
CFPB to Suggest Changes to CARD Act Addressing Stay-At-Home-Mom Issues
CFPB to Suggest Changes to CARD Act Addressing Stay-At-Home-Mom Issues Credit Cards by John Ulzheimer Share Share Email Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), announced he will propose a change to the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 and Federal Reserve regulations that critics have charged bars […]